Owner Financing & Investment Services
At Guzek Investment Services, we provide structured land acquisition, owner financing, tangible asset sales, and investment support solutions across Minnesota and throughout the United States.
Our mission is simple:
Make land ownership accessible while offering disciplined, transparent investment opportunities backed by clear pricing and professional execution.
How Owner Financing Works at Guzek Investments
Owner financing allows buyers to purchase land directly from us without going through traditional banks. We create structured agreements with fixed terms, transparent pricing, and manageable payment schedules.
Choose Your Property
Browse our available land listings on our website. Each property includes:
Total purchase price
Down payment amount
Estimated monthly payment
Contract length
Interest rate (if applicable)
Property details (location, zoning, access, permitted uses)
We encourage buyers to review all information carefully to ensure the property aligns with their goals (investment, recreation, long-term hold, development).
Submit a Simple Application
Our process is streamlined:
No banks
No traditional loan underwriting
No lengthy approval process
No realtor involvement
We require basic identification and verification information. Most approvals are processed quickly.
Contract Agreement
After approval, we prepare a legally binding land contract that outlines:
Purchase price
Down payment
Interest rate
Monthly payment
Contract term
Buyer responsibilities (taxes, upkeep, etc.)
Payment schedule and due dates
We prioritize clarity and written transparency.
Owner Financing Pricing Structure
Property Price Categories
Entry-Level Parcels: $2,500 – $15,000
Mid-Tier Investment Land: $15,000 – $75,000
Premium / Development Parcels: $75,000+
Down Payment Options
Entry-Level Land: 10% – 20%
Mid-Tier Parcels: 10% – 15%
Premium Parcels: 5% – 15%
Promotional Properties: As low as 0% – 5%
Interest Rate Options
0% Promotional (select properties)
5.9% – 7.9% Standard Terms
8.9% – 9.9% Extended Terms
Interest rate varies based on property type, term length, and promotional structure.
Contract Term Options
12 Months (Short-Term Investors)
24–36 Months (Standard Terms)
48–72 Months (Affordability Structure)
Up to 120 Months (Premium Parcels)
Required Fees
One-Time Contract Preparation Fee – $249.99
Covers:
Contract drafting
Administrative processing
Record management
Transfer documentation upon payoff
Monthly Servicing Fee – $9.99 per property
Covers:
Secure payment processing
Account management
Contract servicing
Ongoing customer support
Additional Fees (If Applicable)
Late Payment Fee – $25–$50 (after grace period)
Contract Reinstatement Fee – $199
Returned Payment Fee – $35
*All fees are clearly disclosed in the written agreement.
Monthly Payments & Equity Building
Payments are applied toward principal and interest (if applicable).
Buyers build equity over time without traditional lending institutions.
Early payoff is allowed with no prepayment penalties unless otherwise stated in the contract.
Optional Buyer Services
These services are not required but are available for buyers seeking additional due diligence support.
Due Diligence Packages
Basic Research Package – $199
Includes:
Zoning verification
Access review
Tax status confirmation
Premium Due Diligence Package – $399
Includes:
Zoning verification
Access review
Tax status
Comparable sales report
Flood zone review
Utility proximity research
Survey Coordination
Coordination Fee: $249
(Survey cost paid separately — typically $800–$3,500 depending on parcel size)
Title Coordination
Title Research Coordination – $349
Full Closing Coordination – $499
Third-party services are billed separately when applicable.
Land Acquisition & Sales Services
We actively purchase and sell land across the United States.
For Property Owners Selling Land
We purchase:
Vacant residential lots
Rural & recreational land
Inherited property
Tax-forfeited parcels
Out-of-state owned land
Distressed properties
Benefits:
No listing commissions
No repairs required
No showings
Flexible closing timeline
Professional title coordination
Cash Purchase Program
Offer issued after evaluation
Closings possible in 7–21 days (depending on title readiness)
No financing contingencies
Distressed Property & Creative Solutions
We assist owners facing:
Financial hardship
Tax delinquency
Probate situations
Property condition challenges
Vacant or unwanted land
Possible solutions include:
Direct cash purchase
Structured acquisition agreements
Flexible closing arrangements
All cases handled respectfully and confidentially.
Investment Asset Acquisition & Sales
In addition to real estate, we acquire and resell tangible store-of-value assets.
Certified Coins & Historical Currency
Certified graded coins
Limited mintage releases
Numismatic collectibles
Gemstones & Precious Stones
Certified investment-grade stones
Appraised gemstone parcels
Investor Membership Program- Guzek Investor Network
Silver – $29/month
Early listing access
Investor alerts
Discount on due diligence packages
Gold – $49/month
Early access
1 property analysis per month
Discounted down payment opportunities
Access to select private inventory
Platinum – $99/month
Quarterly strategy call
Off-market deal access
Bulk purchase discounts
First-right-of-refusal opportunities
Membership creates recurring investment access benefits.
Investment Consulting Services
For serious investors seeking structured guidance:
1-Hour Strategy Session – $99
3-Session Package – $299
Portfolio Structuring Consultation – $599
Digital Investment Products
Land Investing Starter Guide – $89
Owner Financing Guide – $129
Due Diligence Checklist Package – $79
Full Land Investing Course – $297–$997
Merchandise & Brand Products
We offer branded merchandise and investment-themed products including:
Apparel & embroidered gear
Accessories
Coffee mugs & lifestyle items
Limited-edition investor merchandise
All merchandise supports our mission as a disciplined, veteran-owned investment company.
Our Commitment
We prioritize:
Transparent pricing
Clear written agreements
Structured investment discipline
Professional documentation
Efficient closings
Long-term asset strategy
Guzek Investment Services operates with integrity, clarity, and a long-term ownership mindset.
Owner Financing. Disciplined, Straight forward Land Deals You Can Trust.
Please fill out our simple submission form below. Be sure to include your name, phone number, and email address so our team can follow up with you. One of our team members will reach out promptly to discuss available properties, payment plans, and how you can get started. Take the first step toward owning land today—it’s fast, easy, and stress-free!
Frequently Asked Questions (FAQ)
Does Guzek Investments offer financing?
Yes. Guzek Investments offers owner financing on many of our properties. This allows buyers to purchase land directly from us without going through traditional banks.
Benefits include:
No banks
No credit checks
No lengthy underwriting process
Low down payment options (sometimes no money down on select properties)
Fixed monthly payment schedules
A $249.99 one-time contract preparation fee covers administrative processing and legal documentation. Once all payments are completed, the property is transferred into your name.
Are there credit requirements?
No. We do not require credit checks for owner-financed purchases.
Our goal is to make land ownership accessible without the obstacles of traditional bank financing. We focus on clear agreements and manageable payment structures.
What types of land do you buy?
We buy and sell a wide variety of properties across Minnesota and nationwide, including:
Rural acreage and farmland
Residential lots
Recreational land (hunting, fishing, camping, off-grid use)
Lakefront and riverfront parcels
Commercial and investment properties
Inherited property
Tax-forfeited parcels
Vacant or distressed land
Our goal is to reposition properties for long-term value and provide buyers with meaningful investment opportunities.
How much is the down payment?
Down payments typically range from 5% to 20% depending on the property.
Some properties may qualify for promotional low or no down payment options. Down payment details are listed clearly on each property page.
What interest rates do you charge?
Interest rates vary depending on the property and term length.
Typical ranges include:
0% promotional financing (select properties)
5.9% – 7.9% standard terms
8.9% – 9.9% extended terms
All financing terms are clearly disclosed in your written agreement.
Are there any additional fees?
Yes, but all fees are transparent and disclosed upfront.
Standard fees include:
$249.99 one-time contract preparation fee
$9.99 monthly servicing fee per property
Additional fees (if applicable):
Late payment fee
Returned payment fee
Contract reinstatement fee (if necessary)
There are no hidden costs.
When do I receive ownership of the property?
After all payments under your owner financing agreement are completed (or if you pay off early), the property is transferred into your name free and clear of the financing agreement.
Can I pay off my property early?
Yes. Early payoff is allowed. There are no prepayment penalties unless specifically stated in your contract.
Do you offer cash purchases for sellers?
Yes. We offer direct cash purchase options for property owners who want speed and simplicity.
Benefits include:
No realtor commissions
No repairs required
No showings
Flexible closing timeline
Professional title coordination
How quickly can you close on a property?
In many cases, closings can occur within 7–21 days, depending on title readiness and documentation.
Do you offer due diligence or survey services?
Yes, we offer optional coordination services for buyers who want additional verification.
Optional services may include:
Zoning verification
Access review
Survey coordination
Title research coordination
Comparable sales research
These services are optional and priced separately if requested.
Do you sell precious metals or investment assets?
Yes. In addition to real estate, Guzek Investments acquires and sells tangible investment assets including:
Gold and silver bullion
Certified coins
Historical currency
Investment-grade gemstones
Limited-edition collectible assets
These assets are selected using disciplined, long-term investment principles.
Do you offer consulting or investor support?
Yes. We offer:
One-on-one investment strategy sessions
Portfolio structuring consultations
Investor membership programs with early access to new listings
Our focus is long-term asset acquisition and capital preservation.
Is Guzek Investments a veteran-owned company?
Yes. Guzek Investments is proudly veteran-owned and operates with a disciplined, integrity-driven approach to business and investment management.
Get in Touch
Please fill out our simple submission form below. Be sure to include your name, phone number, and email address so our team can follow up with you. One of our team members will reach out promptly to discuss available properties, payment plans, and how you can get started. Take the first step toward owning land today—it’s fast, easy, and stress-free!
kennyguzek@Guzekinvestments.COM
ALISHA@GUZEKINVESTMENTS.COM
© 2026. Guzek Investments. All rights reserved.
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Whether you’re looking to sell land quickly—including properties that need cleanup or sweat equity—or purchase your next land investment, our team is built to act efficiently and deliver results. We streamline transactions, remove unnecessary delays, and provide a clear path to closing and ownership.
