Owner Financing & Investment Services

At Guzek Investments, we specialize in structured land acquisition, owner financing, and tangible asset investment solutions across Minnesota and throughout the United States.

Our mission is simple:
Make land ownership accessible while delivering disciplined, transparent investment opportunities backed by clear pricing and professional execution.

How Owner Financing Works

Owner financing allows you to purchase land directly from us—without traditional banks or lenders. This creates a faster, more flexible path to ownership with clearly defined terms and a straightforward process.

Choose Your Property

Browse our available land listings directly on our website. Each property includes:

• Total purchase price

• Down payment amount

• Estimated monthly payment

• Contract length

• Interest rate (if applicable)

• Property details (location, zoning, access, permitted uses)

We encourage buyers to carefully review all available information to ensure the property aligns with their intended use—whether for investment, recreation, or long-term ownership.

Submit a Simple Application

Our process is designed to be efficient and accessible:

• No banks

• No traditional loan underwriting

• No lengthy approval process

• No realtor involvement

We require basic identification and verification information. Most applications are reviewed and processed quickly.

Contract Agreement

Once approved, we prepare a legally binding land contract that clearly outlines:

• Purchase price

• Down payment

• Interest rate (if applicable)

• Monthly payment

• Contract term

• Payment schedule and due dates

• Buyer responsibilities (property taxes, maintenance, etc.)

We prioritize clear documentation and full transparency so you understand every part of the agreement.

Monthly Payments & Equity Building

Payments are applied toward principal and interest (if applicable), allowing you to build equity over time without traditional financing.

• Predictable payment structure

• No traditional lender involvement

• Ownership interest increases with each payment

Early payoff is typically allowed, with any terms clearly stated in the contract.

Ownership Transfer

Once the contract is paid in full:

• Final documentation is completed

• Ownership is transferred into your name

• You receive full control of the property

We coordinate the process to ensure a smooth and professional transfer.

Fees & Servicing- One-Time Contract Preparation Fee — $249.99

Covers:

• Contract drafting

• Administrative processing

• Record management

• Transfer documentation upon payoff

Monthly Servicing Fee — $9.99 per property

Covers:

• Secure payment processing

• Account management

• Contract servicing

• Ongoing customer support

Additional Fees (If Applicable)

• Late Payment Fee – $25–$50 (after grace period)

• Contract Reinstatement Fee – $199

• Returned Payment Fee – $35

All fees are clearly disclosed in the written agreement.

Optional Buyer Services

These services are available for buyers seeking additional due diligence support.

Due Diligence Packages

Basic Research Package – $199

• Zoning verification

• Access review

• Tax status confirmation

Premium Due Diligence Package – $399

• Zoning verification

• Access review

• Tax status

• Comparable sales report

• Flood zone review

• Utility proximity research

Additional Services

• Survey Coordination — $249
  (Survey cost paid separately — typically varies by parcel size)

• Title Research Coordination — $349

• Full Closing Coordination — $499

Third-party services are billed separately when applicable.

Land Acquisition & Sales Services

We actively purchase and sell land across the United States.

For Property Owners Selling Land

We purchase:

• Vacant residential lots

• Rural & recreational land

• Inherited property

• Tax-forfeited parcels

• Out-of-state owned land

• Distressed or unwanted properties

Benefits

• No listing commissions

• No repairs required

• No showings

• Flexible closing timelines

• Professional title coordination

Cash Purchase Program

• Offer issued after evaluation

• Closings possible in 7–21 days (depending on title readiness)

• No financing contingencies

Distressed Property Solutions

At Guzek Investments, we understand that not every property situation is simple. Many owners face challenges that make holding or selling a property difficult, stressful, or time-sensitive.

Our goal is to provide practical, straightforward solutions—handled with professionalism, respect, and transparency.

Situations We Commonly Help With

• Financial hardship or unexpected life events

• Delinquent or unpaid property taxes

• Probate or inherited property situations

• Vacant, unused, or unwanted land

• Out-of-state ownership challenges

• Properties with limited or no legal access

• Title complications or ownership issues

• Code violations or county-related concerns

• Properties that are difficult to sell through traditional methods

Our Approach

We focus on solutions, not pressure.

• Evaluate the property and market conditions

• Review issues such as taxes, title, and access

• Understand your timeline and goals

• Present clear, realistic options

Every situation is handled individually with a focus on simplicity and efficiency.

Available Solutions

Direct Cash Purchase

• No repairs or cleanup required

• No commissions or listing fees

• No showings

• Fast, straightforward closing

Structured Purchase Agreements

• Flexible terms based on your situation

• Custom solutions when a traditional sale is not ideal

Flexible Closing Arrangements

• Close quickly when needed

• Or allow additional time for planning and coordination

Problem-Solving Support

We assist with:

• Back taxes and tax delinquency

• Title coordination

• Probate-related processes

• Access and property challenges

Confidential & Professional Process

• All situations handled confidentially

• No obligation to proceed

• No high-pressure tactics

• Clear communication from start to finish

Our Commitment

We prioritize:

• Transparent pricing

• Clear written agreements

• Structured investment discipline

• Professional documentation

• Efficient closings

• Long-term asset strategy

Guzek Investments operates with integrity, clarity, and a long-term ownership mindset.